The California Housing Finance Agency (CalHFA) supports the needs of renters and homebuyers by providing financing and programs that create safe, decent, and affordable housing opportunities for low to moderate income California residents. CalHFA is a self-supporting State agency that relies on revenues generated through mortgage loans rather than taxpayer dollars.
CalHFA offers a variety of loan programs to help you purchase a home in California.
- CalPLUS Conventional Loan Program
- CalHFA Conventional Loan Program
- CalPLUS FHA Loan Program
- CalHFA FHA Loan Program
- Cal-EEM + Grant Program
- California Homebuyer's Downpayment Assistance Program (CHDAP)
- Extra Credit Teacher Home Purchase Program (ECTP)
For additional information or to find out if you may qualify, visit the CalHFA website.
The U.S. Department of Housing and Urban Development (HUD) also offers a variety of resources on fair housing issues, lists for lenders and real estate brokers, and homebuyer education information.
First-time Homebuyer Classes and Post Homeownership Assistance