The California Housing Finance Agency (CalHFA) supports the needs of renters and homebuyers by providing financing and programs that create safe, decent, and affordable housing opportunities for low to moderate income California residents. CalHFA is a self-supporting State agency that relies on revenues generated through mortgage loans rather than taxpayer dollars.
CalHFA offers a variety of loan programs to help you purchase a home in California.
- CalPLUS Conventional Loan Program
- CalHFA Conventional Loan Program
- CalPLUS FHA Loan Program
- CalHFA FHA Loan Program
- Cal-EEM + Grant Program
- California Homebuyer's Downpayment Assistance Program (CHDAP)
- Extra Credit Teacher Home Purchase Program (ECTP)
For additional information or to find out if you may qualify, visit the CalHFA website.
The U.S. Department of Housing and Urban Development (HUD) also offers a variety of resources on fair housing issues, lists for lenders and real estate brokers, and homebuyer education information.
First-time Homebuyer Classes and Post Homeownership Assistance
Affordable Housing Clearinghouse
Affordable Housing Clearinghouse (AHC) is a HUD Certified Housing Counseling Organization serving Southern California since 1991. AHC has HUD Certified Housing Counselors offering pre-purchase, homebuyer education, post purchase and foreclosure prevention in English, Spanish and Vietnamese. ACH Affordable Housing Services and Programs are offered in-house, over the phone or in group sessions. Please visit the website (http://affordable-housing.org) to enroll in homebuyer education, budget and credit workshops or one-on-one housing counseling.
You can call (800-990-5626) during office hours: Monday-Friday and by appointment in the evening.
Veterans Homebuyer Orientation
Affordable Housing Clearinghouse, in partnership with the VA of Long Beach is holding a Veterans Homebuyer Orientation on Saturday, March 16th from 10:00am to 1:00pm. Attendees will have the opportunity to learn about VA loans, CalVet loans, down payment assistance programs and homeownership opportunities. For more information click on the event Flyer.
Neighborhood Housing Services of Los Angeles County (NHS)
NHS is a non-profit lender and community developer opening access to affordable home loans, home rehab, foreclosure prevention, financial education and homeownership counseling. For more than 34 years, NHS has served communities across Los Angeles County and strengthened neighborhoods, helping to improve the quality of life for families in need.
For more information, please visit us at http://nhslacounty.org or call 888-895-2NHS(647)
Neighborhood LIFT Home Buyer's Program - $25,000 grant to help make homeownership a real possibility.
For more information, please visit us at https://nhslacounty.org/lift/.
HPP CARES Community Development Center
HPP CARES is an HUD approved housing counseling agency based in Long Beach, California. HPP CARES provide financial education on a range of topics from first home-buying and preventing foreclosure, to the sound use of credit and effective debt management.
For more information, please visit https://app.ehomeamerica.org/hppcares or call (714)-587-0320
HPP CARES CDC 8 HR Pre purchase Homebuyer Educational Workshop
Register Today for the Home Buyer Education Course on March 23, 2019. For more information click on the event Flyer.